Finance Career – Finance Job

Many people are drawn to money. Not just to have more of it (who doesn’t?), but to actually participate in the finance industry and make a career out of it.

Did you know that some of the most successful people in finance and investments never pursued finance in college? Did you know many never even went to college? There are people who have built successful careers in investments or the financial industry grew and learned on the job.

Like I said, there are many branches to this tree. Accountants, CPA’s, and analysts must go through significant educational requirements before finding finance jobs. While these careers are built on heavy education and commitment, there are other areas of finance that do not require stringent or specialized education before entering the job market.

Stockbroker and Financial Advisor jobs

Stockbrokers, Registered Representatives and financial advisors are basically salesmen in the finance industry. That is not to demean what they do, it’s actually true. Once you are a licensed stockbroker and working for a firm, you are a phone broker. Many of the top firms will require 2 or 4 year degrees before hiring you for a job, but a finance or investment related degree is usually not required. Many smaller firms do not require college at all. They are looking for brokers with talent, drive and the ability to communicate and persuade. If you can convince the firm that you can earn money, you can get in. There are successful stockbrokers and advisors who make $200,000 or more and many of them were car salesmen, insurance agents, collections salesmen, real estate agents etc. Training is ongoing and most should decide after 6 months or one year whether this is the finance career or job they want.

The downside to this career, is the compensation you earn. It is largely, if not exclusively – commission or fee based. It’s a sink or swim finance career. It is not for everyone, but the requirements are easier, so if you are good at it – you’re all set!

Mortgage Broker Career

When Wall Street began losing jobs in late 2000 and for several years after, many brokers and advisors began careers as mortgage processors or mortgage brokers. The mortgage finance industry was booming. With interest rates low and the economy slower, homeowners were looking to take advantage of the equity in their homes or looking to refinance. People who were in these jobs at mortgage companies made a lot of money. People had needs and the environment was ripe for big business.

The problem with mortgage finance jobs is that it is a very cyclical business and it relies on constant new business and referrals for the brokers to earn money. If I had my choice overall, getting a job in the mortgage broker business would be one of my last choices. Good times are real good. Bad times are real bad.

Insurance Jobs and Retirement Finance Careers

With the population of the country living longer and the trend of big companies providing attractive retirement plans on the decline, insurance agents, retirement and estate planners are doing well. Building a finance career and getting jobs in these areas can be very rewarding and the trends are on your side.

There are many areas of finance and investments. You may end up being a bond broker, a trader, a mutual fund broker or something else. The quickest way into a good investment or finance job or career is to get a job as a financial advisor or broker. You have to put in the time and effort, but the openings are there and the experience you gain working with client investments will serve you very well going forward. Either you make a great career doing just that, or you platform that job into another area that better suits you.

Three Steps to the Top Finance Jobs

The current rough state of economy doesn’t mean that there will be absolutely no finance jobs. It just means that the finance jobs will be fewer, and the competition for them will be steeper. So if you are a finance professional, and happen to be looking for a finance job in these tough economic times, here are three steps, which if properly taken, can push you ahead of the pack in the competition for the few finance jobs available.

1. Update Your Skill Set. Unique circumstances call for unique skills, if one is to sail through them successfully. Most professionals looking for the top finance jobs right now are equipped with skill-sets which were adequate for the better times, but which might be considered inadequate for the current circumstances. Simply put, to beat your competitors in the search for top finance jobs, you will need to have skills that they don’t have. Having a unique skill-set gives an employer a reason to consider you for a job in preference to another candidate. And this applies whether you are looking for the top finance jobs in the financial sector, the middle office finance jobs in governments and non-profit organizations or even for the more ordinary commerce and industry accounting jobs. The unique skills in question need not be anything really fancy. Having, for example, a certificate in project management (which you can earn in a couple of weeks) puts you ahead of another candidate without such a certificate, even if you have the same basic qualification. Similarly if you are looking for commerce and industry accounting jobs, you might be well advised to approach the potential employer armed with at least some basic understanding of the workings of the business or industry you are considering working in. Armed with such a basic understanding of the underlying industry or business puts you at least one step ahead of another equally qualified finance expert who lacks such understanding.

2. Work on Your Resume. The presentation of your resume can make a great difference in your search for top finance jobs, and is likely to have an influence on the employer, even before they get to look at its contents. You might consider enlisting the help of a professional resume service, to help with the presentation of your resume. Remember the number of otherwise qualified candidates who get otherwise shoved out of the recruitment process simply because of poor resume presentation is huge – ensure you don’t fall for the same trap.

3. Consider enlisting the help of a finance recruitment agency. In a bid to reduce the workload involved in the recruitment process, many employers are increasingly turning to recruitment agencies for their staffing needs. This is especially true for executive jobs, like the top finance jobs, whose recruitment process might involve some level of head-hunting, and which employers might feel uneasy doing themselves, preferring to delegate it to recruitment agencies instead. Many employers are also increasingly turning to these finance recruitment agencies even for jobs which don’t necessarily involve head-hunting, like commerce and industry accounting jobs and other middle office finance jobs. This means that anyone looking for any sort of finance job is best advised to at least deposit their resume with the one of the major finance recruitment agencies. These finance recruitment agencies usually charge very nominal fees for their services, and the services they provide are very often worth what they charge.

The Future of Finance Jobs

In the not so long-gone past, many career advisers were advising young people seeking to start out a career to go into finance. The financial markets were doing well then, finance jobs were in plenty and MBA schools were bursting with young students seeking to build a career in finance. And the finance jobs were, of course, not limited to the financial markets. With a strong economy, finance graduates who couldn’t get jobs in the financial markets and investment banks could quite easily be absorbed into commerce and industry accounting jobs. Other would get middle office finance jobs in the public service, and going was good.

Then the bubble burst.

The economy went into recession mode, the financial markets shrunk and finance graduates who had taken up jobs with investment banks found themselves facing the axe, as the investment banks are the worst affected by turmoil in the financial markets. And as if on cue, companies, in a bid to cut costs, were also cutting on their head counts, thus also shaking the fortunes of the finance graduates who found commerce and industry accounting jobs in the private sector. In the midst of all this, it seems that the only secure finance graduates are those who took up middle office finance jobs in the public sector, but even this is not fear-proof for we do not know for sure what the full effects of the economic turmoil will be on civil service staffing.

So in the face of all this, what is the future of finance jobs?

It might seem counter-intuitive to say, but the future of finance jobs is still bright, in spite of the current turmoil in the financial markets. As it were, economists tell us that the current economic turmoil is largely short-term to medium term, which is to say that it won’t be with us forever. Which means that the people who chose to pursue a career in finance need not regret their choice, as better times are coming. But even before the better times arrive, the people with finance backgrounds who are currently getting laid off might not find themselves in the cold for too long.

As governments unveil the various economic stimulus plans, there will be need for people to manage the money as it goes into various sectors – which translates to some finance jobs. Of course the finance jobs created in this way will be for the best brains in finance.

And then there is the fact that all companies, like human beings, have a native survival instinct, which they are likely to find handy in these hard economic times. One survival strategies for companies in crises is to hire the experts who are likely to navigate them through the particular crises. And since the current crisis is financial, the companies are likely to find themselves hiring financial experts to help them address the economic crisis. Of course, the companies are not likely to be overtly looking for finance experts to help them address the financial crises. What we are likely to see is an increase in commerce and industry accounting jobs, but the accountants so hired are bound to be almost exclusively tasked with cost and revenue management tasks, geared towards helping their employers sail through the turbulent times successfully.

Finance Jobs – A Boom in Waiting

The science involved in the management of funds is known as finance. The generalized areas of finance are namely business, personal, and public finance. Finance in a broader sense means saving money and many a times lend money. The financial field deals with the interrelation in the concepts of time, money, and risk. In the financial market, graduates seeking good finance jobs have to face many obstacles. Financial organizations, many-a-times, adopt very high standards for middle and upper-level professionals. A finance graduate just passing out from a university can rise quickly in this field if he chooses the right type of entry-level finance job. Entry-level professionals earn around $40,000 a year whole high-level professionals earn around $70 million annually.

A bachelors degree is the least minimum level of education for a career in the field of finance. One can find a variety of jobs in the financial industry. Financial jobs often cover a very wide range of tasks. Finance jobs offer very good financial rewards, if an employee is extremely qualified. The types of financial jobs available in the market include accountancy; corporate, commercial, and investment banking; finance and investment management; management consultancy, personal financial services, retail banking, and taxation.

In the recent past, career advisers used to advise people seeking a career, to go into finance. The finance market was doing well at that time, and finance jobs were available in plenty. Schools offering MBA degree were bustling with students who sought a career in finance. Jobs in the finance sector were not confined only to the financial markets. A strong economy meant that the finance graduates who failed to find jobs in the financial market or an investment bank could easily get jobs in the commerce and industry accounting sector. The remaining students got jobs in middle office finance in public sector. But in the current economic scenario, though there are fewer finance jobs, the struggle for getting the right job will be tougher. Good times will be back again pretty soon. If the trends are observed carefully, one can easily make out that a big boom in the field of finance jobs is to come sooner or later.

Finance Jobs – Q and A About Finance Jobs

Planning to get into the finance industry? Well there is a lot you will want to know about the much hyped industry before you actually join in. It is indeed one of the most popular career choices today and finance careers are indeed looked upon as golden careers. Finance jobs today pay the best salaries in the job industry and you should stop worrying about the recession coz it is almost over. The finance industry has almost completely recovered from the recession and is back to making a steady progress. Fresh investment is flowing in and finance seems to be thriving like the good old times.

There are many avenues to finance jobs today. Government finance jobs promise you job security and are still a popular preference for many. In fact there are many government institutions which have a good intake for finance jobs. Except for government banks and financial institutions almost every government office does need a finance department.

Now if you are really ambitious and have huge set goals for the future the private sector is where you must concentrate. It’s not that one cannot develop in a government organization but there are many limitations to this growth which are absent in the private sector. There is a huge requirement for corporate finance jobs owing to the big scale corporatization of the business industry. Be it multinational companies or small local companies almost every organization is heading towards corporatization which again is a great advantage for finance aspirants.

Now how to begin a career in finance? The first thing you need is a strong educational background. Make sure you do your academics well and score the best of grades coz these are the only things which will help you in the initial years in finance. You firstly need to graduate from a reputed college for which you will need excellent high school grades. If you are still in high school this is the right time. Start getting serious about your education today itself.

After this you will need to get into one of the best finance internships available. Internships are one of the best ways to learn more about the finance industry. On the job training at an internship will groom the finance professional in you. You will also get a chance to interact with some of the big guns in the finance industry this way. It helps with developing a network in your industry which is very essential to grow high. This network not only helps you with job opportunities in finance but also ensures that your work moves on smoothly no matter where you are.

After the internship you should get into an entry level finance job. It is very essential that you give your 100% in these jobs as the competition is humongous and to leave an impression you have to prove your worth. Do not dream of reaching the skies in a day rather work to achieve your ambitions in a slow and steady way.

Natural Osteoarthritis Relief Supplements To Ease Joint Stiffness Safely

Joint pain and inflammation due to arthritis is a health issue reported in hospitals. How to alleviate this health issue safely and naturally? This is a common query heard from people. In this article, we are going to see the details of natural osteoarthritis relief supplements to ease joint stiffness. Burdock root is a fine example of natural remedy to treat health issues like joint pain and inflammation.

Today, you can easily get burdock root products from market in the form of extracts and capsules. In order to obtain the best result, feel free to select the right product manufactured from a reliable manufacturer. For effective health advantage, it is generally advised to drink a cup of burdock root tea twice per day.

Flaxseed is another natural cure to alleviate the risks due to arthritis. You can make use of flaxseed oil both internally and externally. Omega-3 fatty acid present in flaxseed is found to be very useful to improve the brain function and joint flexibility. In order to alleviate the troubles due to joint pain and inflammation, make it as a habit to include flaxseed in daily diet. Turmeric is another cure to improve the flexibility of muscles. Curcumin and curcuminoids present in turmeric is mainly responsible for its health benefits. Apart from treating inflammatory diseases, turmeric can be also used to prevent health issues like cataracts and cancer.

Nettle leaf tea is another safe cure recommended to reduce the risk of joint pain and inflammation. To get effective result, it is advised to make use of three cups of nettle leaf tea daily. Apart from relaxing muscles and nerve cells, nettle leaf tea is also found to be very useful to alleviate the risks of health issues like anxiety, stress and depression. Have you ever used licorice root tea? Licorice root decreases the action of free radicals and reduces the troubles due to joint inflammation. How can licorice root help to treat joint pain and inflammation? This is a common query heard from people. Glycyrrhizin present in licorice root is mainly responsible for this health benefit.

Suppressing the functioning of immune system is a key feature of licorice root extract. You can also make use of this herbal cure to ease pain due to arthritis troubles. Today, licorice root products can be easily availed from market in the form of extracts and tea powders. Hence feel free to make use of this remedy as per the need. Those with blood pressure problems are generally advised to limit the consumption of licorice root products.

How many of you do regular exercises? As per studies, regular exercising is found to be as a safe means to improve the flexibility of muscles. To get effective result, it is recommended to do exercises for at least thirty minutes per day. Rumatone capsule is one among the best sold products to treat health issues like arthritis. Improving muscle flexibility is a key feature of this herbal product. For the best result, try to make use of this remedy consistently for three or four months.

Herbal Remedies To Cleanse Liver Naturally And Improve Overall Health

Poor diet, lack of exercise and higher levels of cholesterol can put anyone to the risk of an unhealthy liver which is responsible for a wide number of functions in our body. Liver is responsible to digest the fat and filter the poisonous elements and when you are not taking care of your liver it can wreak havoc on your digestive system. Don’t wait till you suffer from irritable bowel syndrome, constipation, vomiting, gallstones or indigestion. Try Livoplus capsules which are the widely trusted herbal remedies to cleanse liver naturally.

Too many pollutants, alcohol consumption, and bad living habits damage our liver, and its performance degrades over time. But there is a simple remedy for a timely cleansing of liver. Ayurveda has some powerful herbs that are fortified with liver cleansing properties and Livoplus capsules comprise of all such carefully selected ingredients to help us improve overall health.

Signs of an unhealthy liver:

Though liver is capable of natural regeneration but it’s not immune to diseases. Therefore, we should definitely take care of the most versatile organ in our body that is responsible for metabolism, blood clotting, eliminating the waste and filtration of the blood. Take a look at the below mentioned symptoms that are a clear sign that you should try herbal remedies to cleanse liver naturally.

1. Jaundice
2. Itchy skin
3. Abdominal swelling and pain
4. Excess weight loss
5. Nausea and fatigue.

Healthy liver is essential for a wide number of functions in the body, and if you encounter any of these warning signs then it’s high time that you should cleanse your liver. Livoplus capsules are one of the most trusted herbal remedies to cleanse liver naturally that help to detox liver and maintain overall health.

An effective liver cleanse with Livoplus capsules:

After too much calorie intake, alcohol, chemical-based medicine, junk foods and oily foods we should detoxify the liver to enhance its performance. Some life threatening situations can occur if your liver is not cleansed regularly. If you don’t have time to follow a strict detoxifying diet regimen then take Livoplus capsules twice a day to see the results.

The unhealthy liver is accompanied by loss of appetite, fatigue and variety of allergies and infections. Therefore, experts have presented the well-balanced formula of Livoplus capsules that contain Kantkari, Makoy, Kasni, Arjun, Mandur Bhasam, Kasmard, Palihari, Amrta, Daru Hald, Santhi, Bhangra Bhui Aamla, Aamla, Chitrak, Haritaki and Vaivading to improve overall health.

Key Features of Livoplus capsules:

As we all know liver is the most versatile organ responsible for a lot of functions in our body. Thus, it’s essential to cleanse it regularly by taking natural supplements like Livoplus capsules. You can try these capsules for a prolonged duration because:

1. These capsules are 100% natural and free from side effects.

2. Kantkari is the main herb in these capsules that is useful in detoxifying the liver.

3. The liver cleansing properties of Chitrak help to maintain overall health.

4. Liver’s ability to resist diseases can be regained.

5. Immune system and digestive systems can be enhanced.

6. All sorts of damages caused by jaundice and fatty liver can be treated.

All the herbs and ingredients in Livoplus capsules are formulated as per ayurvedic procedure to present one of the most effective herbal remedies to cleanse liver naturally. So don’t wait anymore and order the best liver detox pills today.